Q&A: 6 things to know about holiday tipping | Personal-finance

Think about budgeting for tipping throughout the year in the same way you budget savings for presents for birthdays and holidays.

A lot of people say if you can afford the service, then you can afford the extra tipping that goes on top of it, but I think that’s a really tough position to put people in. Sometimes people really need a service, such as a babysitter, and they can’t afford anything extra.