Want PlayStation Plus Premium for Free? You Can With This Credit Card

Listen up, PlayStation fans. Gamers can now score a subscription to the top-level PlayStation Plus Premium service with a new offer from the PlayStation® Visa® Credit Card*.

New cardholders can get a 12-month subscription to the premium service free for 12-months when they make $600 in qualifying purchases within 60 days of account opening. If you’re a Sony PlayStation enthusiast, the credit card is worth worth checking out since it also lets you earn bonus points that you can redeem for games and gear.

Here’s how you can level up your credit card game.



CNET’S PICK


PlayStation® Card

6/10
CNET Rating



CNET rates credit cards by comparing their offers to those of their categorical competitors. Each card is individually evaluated through a formula which reflects the standards and expectations of the contemporary market. Credit card issuers have no say or influence in our ratings. How we rate credit cards

Intro Offer

12-month subscription to PlayStation Plus Premium



Access hundreds of titles, cloud streaming, our classics catalog, and more when you spend $600 with the PlayStation® Visa® Credit Card within the first 60 days of account opening. Current PlayStation Plus subscribers included. Offer ends 9/15/24

Annual fee
None

APR
19.24%, 25.24%, or 27.99%, based upon your creditworthiness. This APR will vary with the market based on the Prime Rate.

Rewards rate

1x
– 5x



5X points when you shop the Sony Store and at authorized retailers***; 3x points per $1 spent on cable & internet bill payments**; 2x points on Restaurants & Fast Food (includes takeout, & delivery services)**; 1x point on all other purchases anywhere Visa is accepted** 

5x

5X points when you shop the Sony Store and at authorized retailers***

3x

3x points per $1 spent on cable & internet bill payments**

2x

2x points on Restaurants & Fast Food (includes takeout, & delivery services)**

1x

1x point on all other purchases anywhere Visa is accepted** 

What’s the offer from PlayStation Visa Credit Card?

By spending $600 within 60 days of account opening, new PlayStation Visa Credit Card holders can receive a code they can redeem for a 12-month PlayStation Plus Premium subscription.

PlayStation has three subscription levels within Plus: Essential, Extra and Premium. For fans of the classic PlayStation games, the Plus Premium subscription offers the most options with PlayStation 1, PS2, PS3 and PSP games available among the 700 games in its catalog.

The announcement notes that if you’re already a subscriber at any level, you can either upgrade or claim the year of Premium by redeeming the code when your current subscription ends. If you were considering getting the Premium anyway, using this credit card offer could save you $160 on the annual subscription, so long as the card’s spending requirements fall within your regular budget. 

The Premium subscription offer is only available in the continental US, Alaska and Hawaii, and it ends Sept. 15, 2024.

Additional benefits of the PlayStation Visa

In addition to this welcome offer, the PlayStation Visa lets cardholders earn points for purchases with their credit card, which can be redeemed for games, movies and electronics.

The earning rate is competitive with other co-branded credit cards. Here’s the PlayStation Visa points tier:

  • 5x for purchases of PlayStation and Sony products at authorized retailers.
  • 3x for cable and internet bill payments.
  • 2x on restaurants, including takeout and delivery services.
  • 1x on other qualifying purchases.

There’s no annual fee with this card, but if you’re a casual gamer or aren’t brand loyal to PlayStation, there are plenty of great rewards credit cards that earn cash back and points on purchases you make regularly. 

Explore other credit cards that earn rewards on gaming purchases

While the PlayStation Visa is best for those dedicated for PlayStation gaming, the Prime Visa lets you earn 5% cash back on Amazon.com purchases, making it ideal if you buy gaming supplies from the e-commerce giant. Or, you might consider the Bank of America® Customized Cash Rewards credit card cards for better general rewards in the category of your choosing to help you earn more money back on each gaming purchase and even your internet or streaming bills. Here’s how they compare:



CNET’S PICK


PlayStation® Card

6/10
CNET Rating



CNET rates credit cards by comparing their offers to those of their categorical competitors. Each card is individually evaluated through a formula which reflects the standards and expectations of the contemporary market. Credit card issuers have no say or influence in our ratings. How we rate credit cards

Intro Offer

12-month subscription to PlayStation Plus Premium



Access hundreds of titles, cloud streaming, our classics catalog, and more when you spend $600 with the PlayStation® Visa® Credit Card within the first 60 days of account opening. Current PlayStation Plus subscribers included. Offer ends 9/15/24

Annual fee
None

APR
19.24%, 25.24%, or 27.99%, based upon your creditworthiness. This APR will vary with the market based on the Prime Rate.

Intro Purchase APR
N/A

Recommended Credit



A credit score is used to indicate an applicant’s credit worthiness and may provide guidance about account eligibility. It does not necessarily guarantee approval for any financial product.

Fair – Excellent

Rewards rate

1x
– 5x



5X points when you shop the Sony Store and at authorized retailers***; 3x points per $1 spent on cable & internet bill payments**; 2x points on Restaurants & Fast Food (includes takeout, & delivery services)**; 1x point on all other purchases anywhere Visa is accepted** 


Prime Visa

9.5/10
CNET Rating



CNET rates credit cards by comparing their offers to those of their categorical competitors. Each card is individually evaluated through a formula which reflects the standards and expectations of the contemporary market. Credit card issuers have no say or influence in our ratings. How we rate credit cards

Intro Offer

Get a $100 Amazon Gift Card



Get a $100 Amazon Gift Card instantly upon approval exclusively for Prime members

Annual fee
$0

APR
19.49% – 27.49% Variable

Intro Purchase APR
N/A

Recommended Credit



A credit score is used to indicate an applicant’s credit worthiness and may provide guidance about account eligibility. It does not necessarily guarantee approval for any financial product.

Good – Excellent

Rewards rate

1%
– 5%



Earn unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases with an eligible Prime membership; Earn unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare); Earn unlimited 1% back on all other purchases

Bank of America® Customized Cash Rewards credit card

Bank of America® Customized Cash Rewards credit card

7.5/10
CNET Rating



CNET rates credit cards by comparing their offers to those of their categorical competitors. Each card is individually evaluated through a formula which reflects the standards and expectations of the contemporary market. Credit card issuers have no say or influence in our ratings. How we rate credit cards

Intro Offer

$200



$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening

Annual fee
$0

APR
18.24% – 28.24% Variable APR on purchases and balance transfers

Intro Purchase APR
0% Intro APR for 15 billing cycles for purchases

Recommended Credit



A credit score is used to indicate an applicant’s credit worthiness and may provide guidance about account eligibility. It does not necessarily guarantee approval for any financial product.

Good – Excellent

Rewards rate

1%
– 3%



3% cash back in the category of your choice; 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases); 1% cash back on all other purchases

*All information about the PlayStation Visa Credit Card, Prime Visa Card and the Bank of America Customized Cash Rewards credit card has been collected independently by CNET and has not been reviewed by the issuer.

The editorial content on this page is based solely on objective, independent assessments by our writers and is not influenced by advertising or partnerships. It has not been provided or commissioned by any third party. However, we may receive compensation when you click on links to products or services offered by our partners.


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