Personal Finance

6 Best Identity Theft Protection Services of December 2021 | Personal-finance

ID Theft Protection FAQ

What is identity theft?

Identity theft is when somebody steals your personal information and uses it to commit fraud — whether by opening accounts in your name, applying for credit, filing taxes, or getting medical services, to name just a few.

How to protect your identity

There may be no fail-safe way of preventing identity theft, but there are things you can do to make it harder for thieves to steal your identity. For example, you can request a credit fraud alert, safeguard your Social Security number, use strong passwords, and check your credit report regularly. An identity theft protection service can also safeguard you from unauthorized access and use of your personal information. You may also find that your homeowners insurance policy may include an identity theft protection rider.

Where could identity theft access your personal information?

Identity thieves can access your personal information in a number of ways: some physical, some digital. They may dig through mail or trash in search of credit card or bank statements, fill out a change-of-address form to forward your mail to them, and steal your wallet or its contents. They can also phish for information with fake emails or text messages, obtain your information through unsecured web sites or public Wi-Fi, and steal electronic records exposed due to a data breach.

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